Opay is a leading financial service company in Nigeria that offers a range of services that are “Beyond Banking”. With Opay, you can make payments, transfers, bill payments, airtime and data top-ups, and more with ease and convenience. You can also apply for a debit card that allows you to make transactions across different platforms such as POS, ATM, online merchants, and streaming services. Opay has over 40 million users who trust and rely on the platform for their financial needs. In this article we will review Opay, benefits, Faqs and Is Opay Safe to Keep Money?
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Is Opay safe to keep money?
Yes, Opay is safe and secure to keep money. Opay has a microfinance bank license approved by the Central Bank of Nigeria (CBN) and is insured by the Nigeria Deposit Insurance Corporation (NDIC) . This means that your money is protected by law and you can get it back in case of any problem.
Opay also uses advanced fraud detection and encryption technologies to safeguard your data and transactions. You can set security questions and use private mode to hide your account balance. You can also easily block your account via USSD code or block your debit card on the app if you lose your phone or card.
Benefits of using Opay
Opay has many benefits that make it a great choice for your financial needs. Here are some of them:
– Instant and free transfers: You can send and receive money instantly and for free to any bank account or Opay wallet in Nigeria. No hidden charges or fees.
– Cashback on airtime and data top-up: You can buy airtime and data for yourself or others and get up to 10% cashback on every transaction. You can also pay for cable TV, electricity, internet, and other bills directly from the app.
Read also: Difference Between Opay and Owealth
– The most convenient and reliable debit card: You can apply for an Opay debit card via the app or get one instantly at a nearby Opay agent. The card is free of charge and can be used at any POS, ATM, or online merchant. You can also use it to pay for streaming services like Spotify, Netflix, etc.
– Quick customer service: You can chat with the Opay customer care team via the in-app live chat or send a message on their official social media pages. You can also call their helplines for any issue or complaint.
– Opay is fast and reliable. You can make payments in seconds without transaction failure or network downtime. You can also transfer money instantly and for free to any bank account or Opay user in Nigeria.
– Opay is rewarding. You can get cashback on airtime and data top-ups, as well as discounts and offers on various services and products. You can also earn interest on your savings and access loans at low interest rates.
– Opay is convenient. You can open an account with just your phone number and a national means of verification. You can also access all your financial services from one app, without having to visit a bank branch or an ATM.
– Opay is versatile. You can use your Opay debit card to pay for anything online or offline, such as groceries, restaurants, movies, games, music, etc. You can also use it to pay for streaming services like Netflix, Spotify, etc.
Read also: Opay Review: Is It Legit and Who Owns It?
Opay FAQ
Here are some frequently asked questions (FAQ) about Opay and their answers:
– How do I download and install Opay?
You can download and install Opay from the Google Play Store or the Apple App Store. You can also scan the QR code on the Opay website (www.opayweb.com) to download the app.
– How do I open an account on Opay?
You can open an account on Opay by entering your phone number and creating a password. You will also need to provide your name, email address, date of birth, gender, and a national means of verification (such as NIN or BVN).
– How do I fund my Opay account?
You can fund your Opay account by linking your bank card or account to the app. You can also fund your account by visiting an Opay agent near you or by receiving money from another Opay user.
– How do I withdraw money from my Opay account?
You can withdraw money from your Opay account by transferring it to your bank account or another Opay user. You can also withdraw cash from any ATM using your Opay debit card or by visiting an Opay agent near you.
– How do I apply for an Opay debit card?
You can apply for an Opay debit card by tapping on the “Card” icon on the app and following the instructions. You can choose to receive your card via delivery or pick it up from an Opay agent near you.
– How do I Contact Opay customer service?
You can contact Opay customer care via the following channels:
– In-app live chat
– Whatsapp: +234 9165998936
– Facebook: @Nigeria.Opay
– Twitter: @OPay_NG
– Instagram: @opay.ng
– TikTok: @opaynigeria
– YouTube: @opaynigeria
– LinkedIn: OPay
– Helplines:
– 0700 888328 OR 01 888328 (App & Card queries)
– 0700 888329 OR 01 888329 (POS Business queries)
Read also: Opay Review: Is It Legit and Who Owns It?
Conclusion
Opay is a beyond banking solution that offers you convenience, security, and rewards for using its services. You can open an account in minutes, make payments in seconds, and enjoy cashback on every transaction. You can also access a range of financial and related services such as debit cards, loans, investments, insurance, transportation, food delivery, and more.
Read also: Difference Between Opay and Owealth
