If you are a Nigerian bank account holder, you probably know what a BVN is. A BVN, or Bank Verification Number, is a unique 11-digit number that identifies you across all banks in Nigeria. It is mandatory for every bank customer to have a BVN, as it helps to prevent identity theft, fraud, and money laundering.
Table of Contents
- How to Check Your BVN Without Airtime Using USSD Code
- How to Check Your BVN Without Airtime Using Internet Banking
- How to Check Your BVN Without Airtime Using Mobile Banking App
- Why You Need a BVN
- How to Get a BVN
- How to Protect Your BVN
But what if you need to check your BVN and you don’t have airtime on your phone? Maybe you forgot your BVN, or you need to provide it for a transaction, or you just want to verify that it is correct. How can you check your BVN without airtime?
Don’t worry, i have the answer for you. I will guide you on how to check your BVN without airtime using different methods. You will also learn why you need a BVN, how to get one, and how to protect it from hackers and scammers.
How to Check Your BVN Without Airtime Using USSD Code
One of the easiest ways to check your BVN without airtime is to use the USSD code *565*0#. This code works for all network providers in Nigeria, such as MTN, Glo, Airtel, and 9mobile. To use this method, follow these steps:
– Dial *565*0# on the phone number that is linked to your bank account.
– Wait for a few seconds and you will receive a message with your BVN.
– Write down your BVN or save it on your phone for future reference.
Note that this method is not free. You will be charged N20 for each time you use this code. However, this is cheaper than buying airtime to call your bank or visit an ATM.
How to Check Your BVN Without Airtime Using Internet Banking
Another way to check your BVN without airtime is to use internet banking. This method requires that you have an internet-enabled device, such as a smartphone, tablet, or laptop, and that you have registered for internet banking with your bank. To use this method, follow these steps:
– Log in to your internet banking account using your username and password.
– Navigate to the dashboard or home page of your account.
– Look for a section that shows your account details, such as your name, account number, and balance.
– You should see your BVN displayed along with other information.
– Write down your BVN or save it on your device for future reference.
Note that this method is free of charge, but it depends on the availability and speed of your internet connection.
Read also: How to Get a Fast Loan Without BVN
Read also: How to Change My BVN Phone Number Online
How to Check Your BVN Without Airtime Using Mobile Banking App
A third way to check your BVN without airtime is to use a mobile banking app. This method also requires that you have an internet-enabled device and that you have downloaded and activated the mobile banking app of your bank. To use this method, follow these steps:
– Open the mobile banking app on your device and log in with your credentials.
– Tap on the menu icon or button on the app.
– Select the option that says “My Account” or “Account Information” or something similar.
– You should see your BVN displayed along with other details of your account.
– Write down your BVN or save it on your device for future reference.
Note that this method is also free of charge, but it also depends on the availability and speed of your internet connection.
Why You Need a BVN
Now that you know how to check your BVN without airtime, you might be wondering why you need a BVN in the first place. Here are some of the benefits of having a BVN:
– It helps to protect your identity and secure your transactions across all banks in Nigeria.
– It helps to reduce the risk of fraud and money laundering by making it easier to track and verify customers.
– It helps to facilitate the implementation of the cashless policy and promote financial inclusion in Nigeria.
– It helps to enable access to other financial services, such as loans, insurance, pensions, and investments.
How to Get a BVN
If you don’t have a BVN yet, you can easily get one by following these steps:
– Visit any branch of your bank or any other bank in Nigeria with a valid means of identification, such as a national ID card, driver’s license, international passport, or voter’s card.
– Fill out and submit the BVN enrollment form at the bank.
– Provide your biometric data, such as fingerprints and facial image, at the bank.
– You will receive an acknowledgment slip with a transaction ID from the bank.
– You will receive an SMS within 24 hours with your BVN.
How to Protect Your BVN
Your BVN is a very important piece of information that should be kept safe and confidential. Here are some tips on how to protect your BVN from hackers and scammers:
– Do not share your BVN with anyone, especially strangers or people who claim to be from your bank or other organizations.
– Do not respond to any SMS, email, or phone call that asks for your BVN or other personal or financial information.
– Do not click on any link or download any attachment that claims to be from your bank or other organizations and requests for your BVN or other information.
– Do not write down your BVN on paper or store it on your phone or device where it can be easily accessed by others.
– Do not use your BVN as a password or PIN for any of your accounts or devices.
– If you suspect that your BVN has been compromised, report it to your bank immediately and change your passwords and PINs.
Read also: How to Get a Fast Loan Without BVN
Read also: How to Change My BVN Phone Number Online
Conclusion
In this guide, i have shown you how to check your BVN without airtime using different methods. You have also learned why you need a BVN, how to get one, and how to protect it. I hope that this article has been helpful and informative for you.
Remember, your BVN is a valuable asset that should be guarded carefully. Do not let anyone have access to it or use it for fraudulent purposes. Stay safe and enjoy the benefits of having a BVN.
