If you are looking for a quick and easy way to get a loan, Branch loan app might be the solution for you. Branch is a mobile lending platform that offers loans ranging from ₦1,000 to ₦200,000 in Nigeria, with flexible repayment terms and low interest rates. Branch loan app is available for both Android and iOS devices, and you can apply for a loan anytime, anywhere, without any paperwork or collateral.
Table of Contents
- Branch Loan App Login With Phone Number
- Branch Loan App Login With Email
- Branch Loan App Login With Online Portal
- Branch Loan App Login With Website
- FAQs On Branch Loan App
But before you can enjoy the benefits of Branch loan app, you need to create an account and log in. I will guide you on how to do that using four different methods: phone number, email, online portal, or website.
Branch Loan App Login With Phone Number
One of the easiest ways to log in to your Branch loan app account is using your phone number. Here are the steps to follow:
– Download and install the Branch loan app from Google Play Store or App Store.
– Open the app and tap on “Log in”.
– Enter your phone number and tap on “Next”.
– You will receive a verification code via SMS. Enter the code and tap on “Verify”.
– You will be logged in to your Branch loan app account.
Read also: Branch Loan: Benefits, Requirements and How to Apply for Loan
Branch Loan App Login With Email
Another way to log in to your Branch loan app account is using your email address. Here are the steps to follow:
– Download and install the Branch loan app from Google Play Store or App Store.
– Open the app and tap on “Log in”.
– Tap on “Use email instead” at the bottom of the screen.
– Enter your email address and tap on “Next”.
– You will receive a verification link via email. Open the link and tap on “Log in”.
– You will be logged in to your Branch loan app account.
Branch Loan App Login With Online Portal
If you don’t have access to your phone or email, you can still log in to your Branch loan app account using the online portal. Here are the steps to follow:
– Visit the Branch online portal at https://branch.co/login.
– Enter your phone number or email address and tap on “Next”.
– You will receive a verification code via SMS or email. Enter the code and tap on “Verify”.
– You will be logged in to your Branch loan app account.
Branch Loan App Login With Website
The last method to log in to your Branch loan app account is using the website. Here are the steps to follow:
– Visit the Branch website at https://branch.co/.
– Click on “Log in” at the top right corner of the page.
– Enter your phone number or email address and click on “Next”.
– You will receive a verification code via SMS or email. Enter the code and click on “Verify”.
– You will be logged in to your Branch loan app account.
FAQs On Branch Loan App
If you are looking for a quick and easy way to access credit, you might want to consider Branch loan app. Branch is a mobile lending platform that offers instant loans to customers in Nigeria, Kenya, India, Mexico and Tanzania. In this article, we will answer some of the frequently asked questions about Branch loan app and how it works.
Q. What is Branch loan app?
A. Branch loan app is a mobile application that allows you to borrow money from your smartphone. You can apply for a loan anytime, anywhere, and get approved within minutes. You can also repay your loan in flexible installments, and build your credit score as you do so.
Read also: Branch Loan: Benefits, Requirements and How to Apply for Loan
Q. How do I apply for a loan on Branch?
A. To apply for a loan on Branch, you need to download the app from Google Play Store or App Store and create an account. You will need to provide some personal information, such as your name, phone number, email address, bank account details and BVN (for Nigeria only). Branch will then use your phone data, such as your call history, SMS, contacts and GPS, to verify your identity and determine your creditworthiness. You will then see the loan offers available to you, and you can choose the amount and duration that suits you. Once you accept the terms and conditions, you will receive the money in your bank account within minutes.
Q. How much can I borrow on Branch?
A. The amount you can borrow on Branch depends on your credit score, which is calculated based on your repayment history and phone data. The more you use Branch and repay your loans on time, the higher your credit score and the higher your loan limit.
The minimum loan amount on Branch is N1,000 (for Nigeria), Ksh 250 (for Kenya), Rs 500 (for India), MXN 100 (for Mexico) and TZS 5,000 (for Tanzania).
The maximum loan amount on Branch is N200,000 (for Nigeria), Ksh 70,000 (for Kenya), Rs 50,000 (for India), MXN 20,000 (for Mexico) and TZS 1,000,000 (for Tanzania).
Q. What are the interest rates and fees on Branch?
A. The interest rates and fees on Branch vary depending on the loan amount and duration. The interest rates range from 15% to 33% per year, which translates to 1.25% to 2.75% per month. There are no hidden fees or charges on Branch loans. You only pay what you see on the app before you accept the loan offer.
Q. How do I repay my loan on Branch?
A. You can repay your loan on Branch using different methods, depending on your country. For Nigeria, you can use your debit card or bank transfer. For Kenya, you can use M-Pesa. For India, you can use UPI or debit card. For Mexico, you can use Oxxo or debit card. For Tanzania, you can use M-Pesa or Tigo Pesa. You can also repay your loan in full or in part at any time before the due date without any penalty.
Q. What happens if I miss a payment or default on my loan?
A. If you miss a payment or default on your loan, you will incur late fees and penalties that will increase your debt. Your credit score will also be negatively affected, which will reduce your chances of getting loans from Branch or other lenders in the future.
Read also: Branch Loan: Benefits, Requirements and How to Apply for Loan
Conclusion
Branch loan app is a convenient and reliable way to get a loan in Nigeria. You can log in to your Branch loan app account using four different methods: phone number, email, online portal, or website. Whichever method you choose, you can access your account and apply for a loan anytime, anywhere. If you have any questions or issues with logging in, you can contact the Branch customer support team at nigeria@branch.co or call 08136122649
