Are you looking for a quick and easy way to get a loan in Nigeria? If so, you might have heard of Kiakia loan, a digital lending platform that offers instant loans to individuals and businesses. Kiakia means “fast fast” in Yoruba, and that’s exactly what the platform promises: fast and convenient access to credit.
Table of Contents
- What is Kiakia?
- What is KiaKia Loan USSD Code?
- How to Use KiaKia Loan USSD Code
- How to Apply for a Kiakia Loan
- How to Repay a Kiakia Loan
But how does Kiakia work? What are the requirements, interest rates, and repayment terms? How can you apply for a Kiakia loan and get approved? And most importantly, how can you avoid defaulting on your loan and damaging your credit score?
In this article, we will answer all these questions and more. We will explain everything you need to know about Kiakia loans, from the application process to the repayment options. We will also share some tips on how to use Rank Math SEO plugin to optimize your article for the keyword “how to get kiakia loan” and rank higher on Google.
What is Kiakia?
Kiakia is a digital lending platform that connects borrowers with lenders through an online marketplace. Kiakia uses artificial intelligence and machine learning to assess the creditworthiness of borrowers and match them with suitable lenders. Kiakia also provides credit scoring and risk management services to lenders, helping them reduce their default rates and increase their returns.
Kiakia offers two types of loans: personal loans and business loans. Personal loans are for individuals who need money for personal or emergency expenses, such as medical bills, school fees, rent, etc. Business loans are for small and medium enterprises (SMEs) who need working capital, inventory, equipment, etc.
Kiakia loans are short-term loans that range from N10,000 to N200,000 for personal loans and from N50,000 to N500,000 for business loans. The interest rates vary depending on the loan amount, duration, and borrower’s profile, but they are typically between 5% and 24% per month. The repayment terms are also flexible, ranging from 7 days to 30 days for personal loans and from 14 days to 90 days for business loans.
What is KiaKia Loan USSD Code?
The KiaKia loan USSD code is a short code that allows you to access KiaKia’s loan services through your mobile phone. You can use the code to request for a loan, check your loan status, repay your loan, and more. The code works on any network and any phone type.
Unfortunately, KiaKia does not have a USSD code yet. It was said some time ago that KiaKia loan has a USSD code which is *448#. But after dialing the code, we found out that it is no longer working. That means you cannot access loans on KiaKia with USSD code. You can only get KiaKia loan on their official website.
In case you dialed the *448# and it worked for you, here is how to use the KiaKia loan USSD code.
How to Use KiaKia Loan USSD Code
To use the KiaKia loan USSD code for loans, follow these simple steps:
– Dial *448# on your mobile phone
– Choose the option which says “Loan” from the menu
– Follow the prompts to select your preferred service including “Get a Loan” or “Repay Loan”, etc
– Provide the required information, including your personal details, bank account details
– Review and complete the process.
That’s how to use the USSD code for KiaKia loan.
How to Apply for a Kiakia Loan
Applying for a Kiakia loan is simple and fast. You can do it online through the Kiakia website or mobile app. Here are the steps you need to follow:
1. Visit the Kiakia website or download the Kiakia app on your smartphone.
2. Register with your email address and phone number.
3. Verify your identity by uploading a valid ID card (national ID, driver’s license, voter’s card, or international passport).
4. Fill out a short questionnaire about your personal and financial information.
5. Choose the loan amount and duration you want.
6. Submit your application and wait for approval.
7. If approved, you will receive a loan offer with the interest rate and repayment terms.
8. Accept the offer and provide your bank account details.
9. Receive the funds in your bank account within minutes.
How to Repay a Kiakia Loan
Repaying a Kiakia loan is also easy and convenient. You can do it online through the Kiakia website or mobile app. Here are the steps you need to follow:
1. Visit the Kiakia website or open the Kiakia app on your smartphone.
2. Log in with your email address and phone number.
3. Go to the “My Loans” section and select the loan you want to repay.
4. Choose the payment method you prefer (bank transfer, debit card, USSD code, etc.).
5. Make the payment and confirm it on the platform.
6. Receive a confirmation message and an updated loan statement.
Kiakia is a digital lending platform that offers fast and convenient loans to individuals and businesses in Nigeria. Kiakia loans are short-term loans that range from N10,000 to N500,000 with flexible repayment terms and competitive interest rates. To apply for a Kiakia loan, you need to register on the Kiakia website or mobile app, verify your identity, fill out a questionnaire, choose a loan amount and duration, submit your application, accept a loan offer, and receive the funds in your bank account.