If you are looking for a reliable and convenient way to get a loan in Nigeria, you might want to consider Xcross Cash Loan.
Xcross Cash is a mobile app that allows you to access instant loans up to ₦50,000 without any collateral or paperwork. In this blog post, we will tell you everything you need to know about Xcross Cash, including how to download the app, how to apply for a loan, how to repay, and how to increase your credit limit.
Xcross Cash is a service provided by Newedge Xcross, a company based in Lagos, Nigeria. The app is available for Android users only and can be downloaded from the Google Play Store. The app has over 1 million downloads and a rating of 3.8 out of 5 stars.
What are the Requirements for Xcross Cash?
- You must be a Nigerian citizen and resident
- You must be between 20 and 55 years old
- You must have a valid bank account and BVN
- You must have a smartphone with internet access
Xcross Cash Loan Apk
Xcross Cash Loan App Download
You can download the Xcross Cash loan app from the Google Play Store or the Apple App Store.
Xcross Cash Loan App
The Xcross Cash loan app is a convenient way to apply for a loan from your smartphone. The app is available for download on the Google Play Store and the Apple App Store.
To use the Xcross Cash loan app, simply download the app and create an account. Then, you can apply for a loan by following the instructions in the app.
Xcross Cash Loan Login
To login to your Xcross Cash loan account, simply visit the Xcross Cash website or app and enter your username and password.
How to get for a loan on Xcross Cash
- Create an account on the Xcross Cash website or Download the app on Google playstore
- Launch the app and sign up with your BVN and phone number
- Activate your credit limit by completing some simple tasks on the app
- Choose the loan amount and repayment period that suit your needs
- Provide your bank account details and confirm your application
- Wait for approval and receive the loan in your account within minutes
The loan amount you can get on Xcross Cash ranges from ₦10,000 to ₦50,000 . The repayment period ranges from 91 days to 180 days. The monthly interest rate ranges from 4% to 4.7%. The annual percentage rate (APR) ranges from 24% to 56% per year.
For example, if you choose a 6-month loan and borrow ₦10,000, Xcross Cash charges an interest rate of 4% per month. The interest rate is 24% and the APR is 48%. You will have to make 180 days repayments of ₦2,400. The total amount you will pay back is ₦12,400.
How to Repay your loan on Xcross Cash
- Launch the app and go to your dashboard
- Click on “Repay Loan” and choose the amount you want to pay
- Select your preferred payment method (bank transfer or card payment)
- Confirm your payment and receive a confirmation message
You can also repay your loan before the due date and save on interest charges. You can also extend your repayment period by paying a fee.
One of the benefits of using Xcross Cash is that you can increase your credit limit by maintaining a good repayment record and performing some activities within the app. These activities include sharing your referral code with friends, viewing ads, or completing surveys. By increasing your credit limit, you can enjoy higher loan amounts, lower interest rates, and more flexible repayment terms.
Xcross Cash is a great option for anyone who needs a quick and easy loan in Nigeria. Whether you need money for personal or emergency purposes, Xcross Cash can help you achieve your goals. All you need is your smartphone and a few minutes to apply.
Xcross Cash Customer Service
If you have any questions or issues with Xcross Cash, you can contact their customer care team through the following channels:
- Service email: firstname.lastname@example.org
- Office address: 50c Sauket St, Ikeja GRA, Ikeja, Lagos, Nigeria
- Phone number: +234 813 555 5555
We hope this blog post has been informative and helpful for you. If you are interested in trying out Xcross Cash, download the app today and start enjoying its features.