If you are looking for a quick and easy way to get some cash for your urgent needs, you might want to consider EZ Cash Loan. Stanbic IBTC EZ Cash Loan is a type of personal loan that offers fast approval and funding, low interest rates, and flexible repayment terms. In this blog post, we will explain what EZ Cash Loan is, how it works, what are the benefits and requirements, how to apply, and how to contact customer care.
What is EZ Cash Loan?
EZ Cash Loan is a product that forms part of Stanbic IBTC’s Digital Lending suite. It is a loan that you can access via any of Stanbic IBTC’s digital channels, such as Internet Banking, Mobile App, USSD and web channels. You can borrow funds ranging from 20,000 Naira to 4,000,000 Naira at an interest rate of 2.5% monthly and pay back within 12 months.
How does stanbic ibtc EZ Cash Loan work?
To get stanbic ibtc Loan, you need to have an account with Stanbic IBTC Bank and meet some eligibility criteria. You can apply for the loan online by entering your account number and mobile number on the website. You will then see your loan limit and repayment plan. You can choose the amount and duration that suits your needs and confirm your loan request. You will receive an instant decision and the funds will be credited to your account within minutes.
What are the benefits of EZ Cash Loan?
– Fast approval and funding: You can get a loan decision in seconds and receive the money in your account in minutes.
– Low interest rate: You only pay 2.5% monthly interest on the loan amount, which is lower than most payday lenders and credit cards.
– Flexible repayment terms: You can choose to repay the loan in up to 12 months, depending on your cash flow and budget.
– No fees or charges: You do not have to pay any origination fees, processing fees, or prepayment penalties on the loan.
– No collateral or guarantor required: You do not need to provide any security or co-signer for the loan.
– No impact on your credit score: Applying for the loan does not affect your credit score, as long as you repay on time.
What are the requirements for EZ Cash Loan?
To qualify for EZ Cash Loan, you need to meet the following criteria:
– You must be a Stanbic IBTC Bank customer with an active account.
– You must be at least 18 years old.
– You must have a regular income source.
– You must have a good credit history.
How to apply for EZ Cash Loan?
To apply for EZ Cash Loan, follow these simple steps:
– Visit https://ezcash.stanbicibtc.com/ezcash or download the Stanbic IBTC Mobile App from Google Play Store or Apple App Store.
– Enter your account number and mobile number to proceed.
– Choose the loan amount and duration that suits your needs.
– Confirm your loan request and accept the terms and conditions.
– Receive an instant decision and get the funds in your account within minutes.
How to contact customer care for EZ Cash Loan?
If you have any questions or issues regarding EZ Cash Loan, you can contact Stanbic IBTC customer care through any of these channels:
– Call 0700 909 909 909 or +234 (1) 422 2222
– Chat with an agent on https://www.stanbicibtcbank.com/nigeriapersonal
– Visit any Stanbic IBTC branch near you
EZ Cash Loan is a convenient and affordable way to get some cash for your emergency needs. It offers fast approval and funding, low interest rates, flexible repayment terms, no fees or charges, no collateral or guarantor required, and no impact on your credit score. To apply for EZ Cash Loan, you just need to have an account with Stanbic IBTC Bank and meet some eligibility criteria. You can apply online or via mobile app and get the money in your account in minutes. If you need any assistance or more information, you can contact Stanbic IBTC customer care through various channels.