How to Use Kuda SoftPos on a mobile phone

Kuda softpos

How to Use Kuda SoftPos on a mobile phone – Nigeria’s multinational fintech company, Kuda, has introduced a new feature to its Kuda Business mobile app: a Kuda Bank SoftPoS (Software Point of Sale), enabling users to accept card payments from their mobile devices.

Kuda SoftPOS is a feature that allows you to accept card payments on your mobile phone. This can be a great way to accept payments from customers when you’re on the go, or if you don’t have a traditional point-of-sale (POS) terminal.

This converts smartphones and tablets into secure, convenient payment terminals (Pos machines). Payments can be used using physical or virtual cards.

Android devices with NFC modules running on version 8.0 or higher can support this feature.

Kuda Bank also added other new features to its business mobile apps such as Kuda Payroll, Sales Mode, and business registration.

In another update, Kuda Bank is discontinuing the free monthly interbank transfers for Kuda Business accounts effective from March 17, 2023.

Consequently, Kuda business accounts will now incur a ₦10 charge on every interbank fund transfer. However, Kuda personal accounts will continue to enjoy the 25 free monthly interbank funds transfer.

Recall that in 2019, Kuda introduced 25 free monthly interbank funds transfers, each of which cost an additional ₦52.50 (11 cents), which enabled customers to save about ₦15,000 (32.6USD) annually.

Three years later (2022), Kuda announced it would start charging ₦50 stamp duty on all deposits above ₦10,000.

How to use Kuda Bank SoftPos on a Mobile phone

To use Kuda bank SoftPos on a mobile phone follow the steps below:

Step 1. Sign in to your Kuda Business mobile app, then click Sell.

Step 2. Enter the amount you want to receive from your customer.

Step 3. Click Charge.

Step 4. Click Pay with Card.

Step 5. Select the type of bank account linked to your customer’s card, then click Proceed.

Step 6. Ask your customer to tap their card against your phone or tablet.

Step 7. Ask your customer to type in their card PIN.

Step 8. Click Send Receipt or Skip and you are done.

You can also use Kuda SoftPOS to accept payments from customers who don’t have a card.

How To accept payments from customers

Open the Kuda Business app and sign in.

  1. Tap the Sell tab.
  2. Tap the Charge button.
  3. Tap the Pay with USSD button.
  4. Enter the USSD code for your customer’s bank.
  5. Your customer will then be able to complete the payment using their bank’s USSD menu.


Kuda SoftPOS is a convenient and easy way to accept card payments on your mobile phone. If you’re a business owner, it’s a great way to increase your sales and reach more customers.

Here are some additional tips for using Kuda SoftPOS:

  • Make sure your phone has a strong internet connection. This will help to ensure that payments are processed quickly and smoothly.
  • Keep your phone clean. Dirt and dust can interfere with the NFC chip, so it’s important to keep your phone clean.
  • If you’re having trouble using Kuda SoftPOS, contact Kuda customer support for assistance.

See also: Kuda Soft pos Review

See also: Kuda Bank Customer Care Number and Email Support

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