GTB Quick Credit Loan Code – Guaranty Trust Bank Plc (GTBank) is a leading African bank that offers online/internet banking, retail banking, corporate banking, investment banking, and asset management services. One of the features of GTBank’s online banking platform is the ability to borrow money from the bank without collateral or paperwork. This article will explain how to use the code to borrow money from GTBank.
What is Quick Credit?
Quick Credit is a service that allows GTBank customers to access loans of up to N5 million in minutes via their mobile phones or Internet banking accounts. The loans have a monthly interest rate of 2.0% and a tenor of 6 to 12 months. The loans are available to salary earners who earn at least N10,000 monthly and have a salary account with GTBank.
Requirements for Quick Credit Loan
- Be a GTBank customer
- Have a valid means of identification
- Have a reliable source of income
- Have a good credit score
If you meet the requirements, then you can borrow money from GTBank. GTBank offers a variety of loan products to meet your needs. You can choose the loan product that best suits your financial situation.
Additional tips for borrowing money from GTBank
- Make sure you can afford the monthly payments. Before you borrow money from GTBank, make sure you can afford the monthly payments. You do not want to get into a situation where you cannot make your payments and end up in debt.
- Use the loan for a good purpose. Make sure you use the loan for a good purpose. Do not use the loan to pay for things that you cannot afford.
- Pay back the loan on time. It is important to pay back the loan on time. If you do not pay back the loan on time, you may be charged interest and penalties.
Borrowing money from GTBank can be a helpful way to finance your needs. However, it is essential to use the loan responsibly and ensure you can afford the monthly payments.
Benefits of using the code to borrow money from GTBank
Using the code to borrow money from GTBank has several benefits, such as:
– Convenience: You can apply for a loan anytime and anywhere with your phone.
– Speed: You can get instant approval and disbursement of funds within minutes.
– Affordability: You can enjoy a low-interest rate and no hidden charges or fees.
– Flexibility: You can choose a repayment period that suits your cash flow and budget.
– Security: You can protect your transactions with your PIN or token.
How to apply for Quick Credit Loan using Ussd code from GTBank
To use the code to borrow money from GTBank, you need to have a registered phone number with the bank and a USSD PIN. You also need to meet the eligibility criteria for Quick Credit. If you meet these requirements, you can follow these steps:
– Dial *737*51*51# on your phone.
– Enter your USSD PIN or the last four digits of your debit card.
– Select the amount you want to borrow and the repayment period.
– Confirm the transaction with your PIN or token.
– You will receive a confirmation message and the loan amount will be credited to your account instantly.
Alternatively, you can use the Internet banking platform or the GTWorld app to apply for Quick Credit. You just need to log in to your account, select Quick Credit from the menu, enter the amount and tenor, and confirm the transaction.
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Conclusion
GTBank’s Quick Credit service is a convenient and affordable way to access loans without collateral or paperwork. You can use the code *737*51*51# to borrow money from GTBank in minutes. You can also use the Internet banking platform or the GTWorld app to apply for Quick Credit. You need to have a salary account with GTBank and meet the eligibility criteria to use this service. You can repay your loan in monthly installments over 6 to 12 months at a 2.0% interest rate per month.
