Fint Loan Review: How to Get a Loan

Fint Loan Review: How to Get a Loan

Fint Loan is a financial technology company that provides loans to individuals and businesses in Nigeria. The company offers a variety of loan products, including personal loans, business loans, and agricultural loans.

If you are looking for a quick and easy way to get a loan in Nigeria, you might want to consider FINT, an online platform that connects borrowers and lenders. FINT offers loans without collateral, with interest rates ranging from 9% to 39% per annum, depending on your credit score and loan duration.

Fint loan services are for individuals who need loans and investors who want to grow their money by lending to people.

Individuals can borrow little as N20,000 with a maximum of 1 million while businesses can borrow up to 20 million. You can access a loan by getting your company to sign up for a payday loan, or you can go through the companies in partnership with Fint Loans. Some of these partners include First Registrars, Thrive Agric, Old Mutual, Farm Forte, Vetiva, and Paystack.

Fint Loan App Download

Currently, Fint has no mobile app, so all operations are available on its website.

Fint Loan Calculator

The Fint loan calculator helps you calculate your loan and the repayment plan. To calculate, choose the sector that applies to you, the amount of credit you are taking, and the duration, after which it calculates how much you can pay back monthly.

Fint Loan Requirements

To get a loan from Fint Loan, you will need to meet the following requirements:

  • Be a Nigerian citizen
  • Be at least 18 years old
  • Have a valid ID card
  • Have a stable source of income
  • Provide collateral (if required)
  • Valid Nigerian bank account
  • Bank Verification Number
  • Account Statement

Additional tips for getting a loan from Fint Loan:

  • Make sure you understand the terms and conditions of the loan before you sign the loan agreement.
  • Be prepared to provide the company with all of the required information.
  • Have a good credit score.
  • Provide collateral if possible.
  • Make sure you can afford to repay the loan.

By following these tips, you can increase your chances of getting a loan from Fint Loan.

How to Apply Loan on Fint

Here are the steps on how to apply for a loan from Fint Loan:

1. Visit the FINT website at and create an account with your email and phone number.

2. Complete your profile by providing your personal and financial information, such as your bank account details, employment status, income level, and monthly expenses.

3. Choose the loan amount and repayment period that suit your needs. You can borrow up to N1 million for up to 12 months.

4. Submit your loan application and wait for approval. FINT will verify your information and perform a credit check using your Bank Verification Number (BVN).

5. If approved, you will receive a loan offer with the terms and conditions of the loan. You can accept or decline the offer within 24 hours.

6. If you accept the offer, you will sign a loan agreement electronically and provide your debit card details for repayment.

7. FINT will disburse the loan amount to your bank account within one business day.

8. You will repay the loan in monthly installments through direct debit from your debit card. You can also make early repayments or extra payments to reduce your interest charges.

See also: How to Get a Loan from Snow Microfinance Bank

Fint Loan Interest Rate

The interest rates on loans from Fint Loan vary depending on the loan product and the borrower’s credit score. However, the interest rates are generally lower than those offered by commercial banks.

Fint Loan Repayment

The repayment period for loans from Fint Loan varies depending on the loan product. However, the repayment period is generally between 12 and 60 months.

See also: How To Use Qmee in Nigeria (Qmee Review)


Obtaining a loan from Fint Loan can be a viable solution to address your financial needs. By researching loan products, assessing your repayment capacity, gathering the required documentation, and engaging with Fint Loan representatives throughout the process, you increase your chances of a successful loan application. Remember to carefully review the loan terms, ensuring they align with your financial goals and repayment capabilities. Fint Loan’s commitment to providing reliable financial services makes them a trusted institution to explore for your borrowing requirements.

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