OPay USSD Code for Transfer, Otp, Airtime, Data, Balance, and more

OPay USSD Code – Opay is a digital payment platform that has gained popularity in Nigeria due to its ease of use and convenience. One of the ways that Opay has made it easier for Nigerians to access its services is through the use of USSD codes. In this article, we will discuss what USSD codes are, how to use Opay USSD code, and the benefits of using Opay USSD code.

What is USSD codes?

USSD (Unstructured Supplementary Service Data) codes are shortcodes that are used to access services from a mobile network. They are similar to SMS (Short Message Service) but with different purposes. USSD codes allow users to interact with a service provider through a menu-based system that appears on their mobile phone screen.

How to Activate Opay USSD code

The USSD code for Opay is *955#. By dialing this code, users can perform tasks such as checking their balance, sending money, paying bills, buying airtime and data, and more. The USSD code is convenient and secure, as it does not require an internet connection or an app. It also works on any phone model and network. To use the USSD code, users need to register with Opay.

What is the ussd code for Opay?

The new Opay USSD code that you can use for all transactions like airtime recharge, money transfer, or buying data is *955#.

The Opay USSD code for MTN is *955#.

Opay USSD code for GLO is *955#.

Opay USSD code for AIRTEL is *955#.

Opay USSD code for ETISALAT is *955#.

You can perform many banking transactions using this code even without having internet or data. You will need Opay otp for authentication and security though.

Some of the things you can do with this code include:

  • Check account balance
  • Buy airtime and data
  • Do TV subscriptions
  • Pay Nepa bills
  • Etc

How to use Opay USSD code

OPay USSD code

Using the Opay USSD code is very simple. All you need is a mobile phone that can send and receive text messages.

Here are the steps to follow:

How to send money on Opay with ussd code

Follow the steps below to transfer funds from your OPay account using Code on any phone

  • Step 1: from the phone, you registered with Opay, dial *955#
  • Step 2: pick option 1
  • Step 3: Type the account number or phone number (of another OPay customer) that you are sending money to
  • Step 4: Type the amount you want to send
  • Step 5: Type your OPay security pin
  • You may be required to input Opay Otp. In this case, the OTP will be sent to your registered number

Using Opay Ussd code for airtime purchase

If you want to buy airtime from your OPay balance, follow the steps below

  1. Using your registered phone number with Opay, dial *955#
  2. Select option 2
  3. Type the receiver’s phone number
  4. Typed how much airtime you’re buying
  5. Finally, type your OPay OTP

Fund betting account

The above process also stands for funding your betting account with an Opay code. Follow the steps given below to achieve this

  • With your OPay phone, dial *955#
  • Select the 4th option
  • Choose your betting company name
  • Type your account betting ID
  • Type how much you’re funding the account with
  • Type your OPay OTP

How to Withdraw money using Opay Ussd Code

To withdraw your fund using the Opay ussd code, follow the given steps below

  • Pick your phone and dial *955#. Make sure you do this with the number you registered with Opay
  • Select 3
  • Input the POS agent’s Opay phone number
  • Type the amount you’re withdrawing and don’t forget to include the withdrawal fee
  • Type your Opay OTP

OPay USSD code for OTP

The Opay USSD code for OTP is *347*010#. By dialing this code, The 6-digit OTP code will be displayed on your phone screen.

Opay Ussd code for Balance

Check your Opay Account balance by dialing, *955*0# on your phone.

Opay ussd transfer code vs Opay app, which one is better?

We know that we can make various transactions using the Opay app. The application is very simple, but USSD to Opay is more suitable for various transactions.

The Opay code does not require the use of data, but the use of data is necessary to use the Opay app. Also, data is required to download the app.

The ussd code feature is faster and more reliable as it can be used for all dataless transactions. It works with all types of phones, even regular phones, as the transaction only requires a phone number registered with Opay.

Function:Opay USSD Code
Opay ATM Card Activation*955*03121#
Get Opay OTP*955*010#
Check Opay Account Balance*955*0#
Electricity Bill Payment*955*6#
Bet Wallet Funding*955*5#
Buy Data*955*4*mobile number#
Buy Airtime For Others*955*3*amount*phonenumber#
Buy Airtime For Yourself*955*3*amount#
Transfer Money To Opay Account*955*1*amount*10 digit account number#
Transfer Money To Other Bank Account*955*2*amount*10 digit account number#
Quick Shortcode of Opay USSD Code

If you don’t have enough airtime, you can use the Opay code for any transaction on your phone.


Here are some frequently asked questions about Opay ussd code that can answer some of your queries:

See also How To Borrow Loan from Opay

What is Opay OTP used for?

Opay OTP is used for security purposes. It is meant to secure your account from unauthorized transactions. The Opay otp code is *347*010#. Opay will send an OTP to your registered phone number and ask you to authorize your transaction.

Does Opay have ussd code?

Opay has a USSD code that can be used to perform all the available banking transactions in the app. The code is *955#.

You can use this code for many banking transactions including fund transfers, airtime purchases, mobile data purchases, check account balances, etc.

How to use Opay ussd code?

To use the OPay USSD code, simply dial *955# from any of your mobile phones and follow the on-screen instructions. You will see a list of options that you can follow to perform your desired transaction.

How to fund Opay with ussd?

If you want to fund your OPay account using the Ussd code, you can do so using *955#. Just dial this code and you will see the option to fund your OPay wallet.

Benefits of using Opay USSD code

  1. Convenience: Opay USSD code allows users to access Opay services from anywhere and at any time. All you need is a mobile phone that can send and receive text messages.
  2. Easy to use: Opay USSD code is very easy to use. The menu-based system makes it easy for users to navigate and select the service they want to use.
  3. Fast: Opay USSD code transactions are processed in real-time. This means that you can send and receive money instantly.
  4. Secure: Opay USSD code is secure. Users are required to enter their PIN to confirm transactions, which helps to prevent unauthorized access to their accounts. See also: How To Set SMS Alert On Opay

In conclusion,

The Opay USSD code is a convenient and easy way to access Opay services. It allows users to send and receive money, buy airtime, pay bills, and more, all from their mobile phones. The benefits of using Opay USSD code include convenience, ease of use, speed, and security. If you haven’t tried using the Opay USSD code yet, give it a try and experience the convenience of digital payments.

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