How to open Bank Account Without BVN

Opening a bank account online has become an increasingly popular option in recent years due to its convenience and accessibility. However, one of the requirements for opening a bank account in Nigeria is the Bank Verification Number (BVN), which is a unique identification number issued by the Central Bank of Nigeria to individuals who have registered for it. If you do not have a BVN, you may be wondering if it is possible to open a bank account online. The good news is that it is possible, and in this article, we will walk you through the steps to open a bank account online without a BVN. 

What is Bank verification number? 

The bank verification number is an 11 digits number that is unique to all bank account owners, and it is usually linked to all of your bank accounts. It was introduced by the central bank of Nigeria to curtail and monitor financial crime, fraud & theft. 

To open an Access Bank account online, follow these steps: 

1. Visit the Access Bank website at www.accessbankplc.com. 

2. Click on “Open an Account” on the homepage. 

3. Select “Personal Account” and then “Create Account.” 

4. Fill out the application form with your personal information, name, address, phone number, and email address. 

5. Create a login ID and password and select your preferred account type. 

6. Upload a scanned copy of your valid means of identification and a passport photograph. 

7. Review your application form and click on “Submit.” 

Once your application has been submitted, you will receive an email confirmation from Access Bank. Your account will be activated within 24 hours, and you will receive an email with your account number and other details. 

OR you can also Register with the USSD code 

1. Dial *901# 

2. Select “1” to open an account 

3. Input all the required information according to everything you see on your screen 

4. Enter your first name and last name, mobile phone number, and more required information 

5. Once you have completed the process and provided all the required details, you will receive an SMS with your account number. 

How to open a UBA bank account online without BVN 

Another bank where you can also open a bank account without BVN is UBA. 

1. Dial *919*20# on your mobile phone 

2. Input all the required information like first name, last name, phone number, and more 

3. Follow the on-screen prompts 

4. After you have completed the process, your account number will be sent to you via SMS 

OR you can also Register on the website. 

1. Visit the UBA website at www.ubagroup.com. 

2. Click on “Open Account” on the homepage. 

3. Select “Individual Account” and then “Create Account.” 

4. Fill out the application form with your personal information, name, address, phone number, and email address. 

5. Create a login ID and password and select your preferred account type. 

6. Upload a scanned copy of your valid means of identification and a passport photograph. 

7. Review your application form and click on “Submit.” 

Once your application has been submitted, you will receive an email confirmation from UBA. Your account will be activated within 24 hours, and you will receive an email with your account number and other details. 

How to open Zenith bank online without BVN 

To open a zenith bank account online without BVN: 

1. Click on the link https://realtime.zenithbank.com/OnlineAccountOpening# 

2. Choose the option of opening an account without BVN 

3. You will be given a form to fill out, make sure you provide all the required information 

4. Input all your details and submit 

5. Your account number will be created 

How to open an FCMB account online without BVN 

The first city monument bank allows you to open a bank account without BVN: 

1. Dial *329# on your phone 

2. Select the option of opening your account without BVN 

3. Input the required details correctly and follow the on-screen prompts 

4. Your account will be created, and your account number will be sent to you via SMS 

How to open a Gtbank account online without BVN 

1. Dial *737*0# on your phone 

2. Select the first option which is “Open Mobile wallet” 

3. Input the required details correctly and follow the on-screen prompts 

4. Your account will be created, and your account number will be sent to you via SMS 

You can open a GTbank on the mobile app: 

1. Download the mobile app from the google play store or app store 

2. Launch the app 

3. Click on open account 

4. Select the option of the opening account without BVN 

5. Input all the required details and your account will be opened 

Another way is to visit the GTbank account opening portal 

Select the option of Opening an account without BVN 

1. Fill out the form that is provided 

2. Make sure you input all your details correctly 

3. Submit and your account will be opened 

NOTE: When you Open an account without your BVN, your bank account will have many limits. For example, you may not be able to send money from the account, but you can receive money into the account. 

Limits may be placed on the Operating balance of the account e.g. You may not be able to receive more than 300,000 nairas on the account. 

In conclusion 

opening a bank account online without a BVN is possible, but it requires some extra steps, such as providing alternative forms of identification. By following the steps outlined above, you can open a bank account online and start enjoying the benefits of banking online, such as convenient access to your account, online transfers, and bill payments.