Opay Digital Services Limited: All you need to know

Opay is a financial technology (fintech) company that provides a range of digital financial services in Nigeria. Founded in 2018, Opay has quickly become a major player in the Nigerian fintech space, with a user base that spans across the country. In this blog post, we will explore Opay’s services, which bank is Opay under, whether Opay is approved by the Central Bank of Nigeria (CBN), the full name of Opay, and what the Opay account limit is.

Contents

Opay Services

Opay provides a range of digital financial services that include:

Mobile payments: Opay users can send and receive money, pay bills, and buy airtime and data through the Opay mobile app.

Agent banking: Opay has a network of agents across Nigeria who provide banking services such as account opening, cash deposits, withdrawals, and transfers.

Ride-hailing: Opay provides ride-hailing services through its Oride platform. The platform allows users to request a ride, track the driver’s location, and pay for the ride using the Opay app.

Food delivery: Opay also provides food delivery services through its OFood platform. Users can order food from their favorite restaurants and pay for it using the Opay app.

Bill Payment: Opay allows Nigerians to pay bills for a range of services, including electricity, cable TV, and internet services. The service is fast, secure, and convenient, allowing customers to pay their bills from anywhere at any time.

Lending: Opay’s lending platform, Oloan, provides small loans to Nigerians who need financial assistance. The platform is accessible through the Opay app and allows customers to borrow up to ₦100,000 ($250) with a repayment period of up to 60 days. The interest rate is reasonable, and the application process is straightforward.

Investment: Opay offers investment opportunities through its Owealth platform, which allows Nigerians to invest in a range of financial instruments, including mutual funds and treasury bills. The platform is easy to use, with low fees and a range of investment options available.

E-commerce: Opay also offers e-commerce services, allowing Nigerians to buy and sell goods and services through its platform. The service is secure, reliable, and convenient, providing a safe and easy way for Nigerians to engage in e-commerce transactions.

Instant and free ATM Debit card: Apply for the card instantly at chosen OPay agents or submit an application through the OPay App. Benefit from 10 free ATM withdrawals each month, as well as no maintenance fees.

Which bank is Opay under?

Opay is not a bank but a fintech company that provides financial services. However, Opay is Powered by BlueRidge Microfinance Bank to provide banking services to its customers.

See also: What Profitable Business Can I Start With 500k In Nigeria?

Is Opay approved by CBN?

Yes, Opay is approved by the Central Bank of Nigeria (CBN) and is regulated by the Nigerian Communications Commission (NCC). Opay is licensed as a Payment Service Provider (PSP) by the CBN, which allows it to provide digital financial services in Nigeria.

What is the full name of Opay?

Opay is the trading name of Opera Pay Nigeria Limited, a subsidiary of Opera Limited, a Norwegian software company that specializes in web browsers and digital advertising.

What is the Opay Account limit?

Opay users can transact up to ₦300,000 per day on the Opay app, subject to a cumulative balance of ₦1,000,000 in their Opay wallet. However, users can increase their account limit by verifying their identity through the app.

Opay Services

Opay provides a range of digital financial services that include:

Mobile payments: Opay users can send and receive money, pay bills, and buy airtime and data through the Opay mobile app.

Agent banking: Opay has a network of agents across Nigeria who provide banking services such as account opening, cash deposits, withdrawals, and transfers.

Ride-hailing: Opay provides ride-hailing services through its Oride platform. The platform allows users to request a ride, track the driver’s location, and pay for the ride using the Opay app.

Food delivery: Opay also provides food delivery services through its OFood platform. Users can order food from their favorite restaurants and pay for it using the Opay app.

Bill Payment: Opay allows Nigerians to pay bills for a range of services, including electricity, cable TV, and internet services. The service is fast, secure, and convenient, allowing customers to pay their bills from anywhere at any time.

See also: List Of OPay USSD Codes

LendingOpay’s lending platform, Okash, provides small loans to Nigerians who need financial assistance. The platform is accessible through the Opay app and allows customers to borrow up to ₦100,000 with a repayment period of up to 60 days. The interest rate is reasonable, and the application process is straightforward.

Investment: Opay offers investment opportunities through its Owealth platform, which allows Nigerians to invest in a range of financial instruments, including mutual funds and treasury bills. The platform is easy to use, with low fees and a range of investment options available.

E-commerce: Opay also offers e-commerce services, allowing Nigerians to buy and sell goods and services through its platform. The service is secure, reliable, and convenient, providing a safe and easy way for Nigerians to engage in e-commerce transactions.

Instant and free ATM Debit card: Apply for the card instantly at chosen OPay agents or submit an application through the OPay App. Benefit from 10 free ATM withdrawals each month, as well as no maintenance fees.

Which bank is Opay under?

Opay is not a bank but a fintech company that provides financial services. However, Opay is Powered by BlueRidge Microfinance Bank to provide banking services to its customers.

Is Opay approved by CBN?

Yes, Opay is approved by the Central Bank of Nigeria (CBN) and is regulated by the Nigerian Communications Commission (NCC). Opay is licensed as a Payment Service Provider (PSP) by the CBN, which allows it to provide digital financial services in Nigeria.

See also: Opay Loan – How to borrow money from Opay

What is the full name of Opay?

Opay is the trading name of Opera Pay Nigeria Limited, a subsidiary of Opera Limited, a Norwegian software company that specializes in web browsers and digital advertising.

What is the Opay Account limit?

Opay users can transact up to ₦300,000 per day on the Opay app, subject to a cumulative balance of ₦1,000,000 in their Opay wallet. However, users can increase their account limit by verifying their identity through the app.

In conclusion, Opay is a fintech company that provides a range of digital financial services in Nigeria. It is approved by the CBN and is licensed to provide payment services in Nigeria. Opay’s services include mobile payments, agent banking, ride-hailing, and food delivery. Opay is not a bank, but it has partnerships with some Nigerian banks to provide banking services to its customers. The full name of Opay is Opera Pay Nigeria Limited, and the Opay account limit is ₦300,000 per day, subject to a cumulative balance of ₦1,000,000 in the Opay wallet.

xosotin chelseathông tin chuyển nhượngcâu lạc bộ bóng đá arsenalbóng đá atalantabundesligacầu thủ haalandUEFAevertonxosofutebol ao vivofutemaxmulticanaisonbetbóng đá world cupbóng đá inter milantin juventusbenzemala ligaclb leicester cityMUman citymessi lionelsalahnapolineymarpsgronaldoserie atottenhamvalenciaAS ROMALeverkusenac milanmbappenapolinewcastleaston villaliverpoolfa cupreal madridpremier leagueAjaxbao bong da247EPLbarcelonabournemouthaff cupasean footballbên lề sân cỏbáo bóng đá mớibóng đá cúp thế giớitin bóng đá ViệtUEFAbáo bóng đá việt namHuyền thoại bóng đágiải ngoại hạng anhSeagametap chi bong da the gioitin bong da lutrận đấu hôm nayviệt nam bóng đátin nong bong daBóng đá nữthể thao 7m24h bóng đábóng đá hôm naythe thao ngoai hang anhtin nhanh bóng đáphòng thay đồ bóng đábóng đá phủikèo nhà cái onbetbóng đá lu 2thông tin phòng thay đồthe thao vuaapp đánh lô đềdudoanxosoxổ số giải đặc biệthôm nay xổ sốkèo đẹp hôm nayketquaxosokq xskqxsmnsoi cầu ba miềnsoi cau thong kesxkt hôm naythế giới xổ sốxổ số 24hxo.soxoso3mienxo so ba mienxoso dac bietxosodientoanxổ số dự đoánvé số chiều xổxoso ket quaxosokienthietxoso kq hôm nayxoso ktxổ số megaxổ số mới nhất hôm nayxoso truc tiepxoso ViệtSX3MIENxs dự đoánxs mien bac hom nayxs miên namxsmientrungxsmn thu 7con số may mắn hôm nayKQXS 3 miền Bắc Trung Nam Nhanhdự đoán xổ số 3 miềndò vé sốdu doan xo so hom nayket qua xo xoket qua xo so.vntrúng thưởng xo sokq xoso trực tiếpket qua xskqxs 247số miền nams0x0 mienbacxosobamien hôm naysố đẹp hôm naysố đẹp trực tuyếnnuôi số đẹpxo so hom quaxoso ketquaxstruc tiep hom nayxổ số kiến thiết trực tiếpxổ số kq hôm nayso xo kq trực tuyenkết quả xổ số miền bắc trực tiếpxo so miền namxổ số miền nam trực tiếptrực tiếp xổ số hôm nayket wa xsKQ XOSOxoso onlinexo so truc tiep hom nayxsttso mien bac trong ngàyKQXS3Msố so mien bacdu doan xo so onlinedu doan cau loxổ số kenokqxs vnKQXOSOKQXS hôm naytrực tiếp kết quả xổ số ba miềncap lo dep nhat hom naysoi cầu chuẩn hôm nayso ket qua xo soXem kết quả xổ số nhanh nhấtSX3MIENXSMB chủ nhậtKQXSMNkết quả mở giải trực tuyếnGiờ vàng chốt số OnlineĐánh Đề Con Gìdò số miền namdò vé số hôm nayso mo so debach thủ lô đẹp nhất hôm naycầu đề hôm naykết quả xổ số kiến thiết toàn quốccau dep 88xsmb rong bach kimket qua xs 2023dự đoán xổ số hàng ngàyBạch thủ đề miền BắcSoi Cầu MB thần tàisoi cau vip 247soi cầu tốtsoi cầu miễn phísoi cau mb vipxsmb hom nayxs vietlottxsmn hôm naycầu lô đẹpthống kê lô kép xổ số miền Bắcquay thử xsmnxổ số thần tàiQuay thử XSMTxổ số chiều nayxo so mien nam hom nayweb đánh lô đề trực tuyến uy tínKQXS hôm nayxsmb ngày hôm nayXSMT chủ nhậtxổ số Power 6/55KQXS A trúng roycao thủ chốt sốbảng xổ số đặc biệtsoi cầu 247 vipsoi cầu wap 666Soi cầu miễn phí 888 VIPSoi Cau Chuan MBđộc thủ desố miền bắcthần tài cho sốKết quả xổ số thần tàiXem trực tiếp xổ sốXIN SỐ THẦN TÀI THỔ ĐỊACầu lô số đẹplô đẹp vip 24hsoi cầu miễn phí 888xổ số kiến thiết chiều nayXSMN thứ 7 hàng tuầnKết quả Xổ số Hồ Chí Minhnhà cái xổ số Việt NamXổ Số Đại PhátXổ số mới nhất Hôm Nayso xo mb hom nayxxmb88quay thu mbXo so Minh ChinhXS Minh Ngọc trực tiếp hôm nayXSMN 88XSTDxs than taixổ số UY TIN NHẤTxs vietlott 88SOI CẦU SIÊU CHUẨNSoiCauVietlô đẹp hôm nay vipket qua so xo hom naykqxsmb 30 ngàydự đoán xổ số 3 miềnSoi cầu 3 càng chuẩn xácbạch thủ lônuoi lo chuanbắt lô chuẩn theo ngàykq xo-solô 3 càngnuôi lô đề siêu vipcầu Lô Xiên XSMBđề về bao nhiêuSoi cầu x3xổ số kiến thiết ngày hôm nayquay thử xsmttruc tiep kết quả sxmntrực tiếp miền bắckết quả xổ số chấm vnbảng xs đặc biệt năm 2023soi cau xsmbxổ số hà nội hôm naysxmtxsmt hôm nayxs truc tiep mbketqua xo so onlinekqxs onlinexo số hôm nayXS3MTin xs hôm nayxsmn thu2XSMN hom nayxổ số miền bắc trực tiếp hôm naySO XOxsmbsxmn hôm nay188betlink188 xo sosoi cầu vip 88lô tô việtsoi lô việtXS247xs ba miềnchốt lô đẹp nhất hôm naychốt số xsmbCHƠI LÔ TÔsoi cau mn hom naychốt lô chuẩndu doan sxmtdự đoán xổ số onlinerồng bạch kim chốt 3 càng miễn phí hôm naythống kê lô gan miền bắcdàn đề lôCầu Kèo Đặc Biệtchốt cầu may mắnkết quả xổ số miền bắc hômSoi cầu vàng 777thẻ bài onlinedu doan mn 888soi cầu miền nam vipsoi cầu mt vipdàn de hôm nay7 cao thủ chốt sốsoi cau mien phi 7777 cao thủ chốt số nức tiếng3 càng miền bắcrồng bạch kim 777dàn de bất bạion newsddxsmn188betw88w88789bettf88sin88suvipsunwintf88five8812betsv88vn88Top 10 nhà cái uy tínsky88iwinlucky88nhacaisin88oxbetm88vn88w88789betiwinf8betrio66rio66lucky88oxbetvn88188bet789betMay-88five88one88sin88bk88xbetoxbetMU88188BETSV88RIO66ONBET88188betM88M88SV88Jun-68Jun-88one88iwinv9betw388OXBETw388w388onbetonbetonbetonbet88onbet88onbet88onbet88onbetonbetonbetonbetqh88mu88Nhà cái uy tínpog79vp777vp777vipbetvipbetuk88uk88typhu88typhu88tk88tk88sm66sm66me88me888live8live8livesm66me88win798livesm66me88win79pog79pog79vp777vp777uk88uk88tk88tk88luck8luck8kingbet86kingbet86k188k188hr99hr99123b8xbetvnvipbetsv66zbettaisunwin-vntyphu88vn138vwinvwinvi68ee881xbetrio66zbetvn138i9betvipfi88clubcf68onbet88ee88typhu88onbetonbetkhuyenmai12bet-moblie12betmoblietaimienphi247vi68clupcf68clupvipbeti9betqh88onb123onbefsoi cầunổ hũbắn cáđá gàđá gàgame bàicasinosoi cầuxóc đĩagame bàigiải mã giấc mơbầu cuaslot gamecasinonổ hủdàn đềBắn cácasinodàn đềnổ hũtài xỉuslot gamecasinobắn cáđá gàgame bàithể thaogame bàisoi cầukqsssoi cầucờ tướngbắn cágame bàixóc đĩaAG百家乐AG百家乐AG真人AG真人爱游戏华体会华体会im体育kok体育开云体育开云体育开云体育乐鱼体育乐鱼体育欧宝体育ob体育亚博体育亚博体育亚博体育亚博体育亚博体育亚博体育开云体育开云体育棋牌棋牌沙巴体育买球平台新葡京娱乐开云体育mu88qh88

Ayodeji Kolawole

My name is Ayodeji Kolawole. Please note that I am not in any way affiliated with any company you read about on this blog. For more info email me on admin@ayokola.com.ng

View all posts by Ayodeji Kolawole →

Leave a Reply

Your email address will not be published. Required fields are marked *