How to Check Unity Bank Account Balance On Your Phone – One of the most important tasks in life is managing your finances effectively. And the most obvious and first place to start this process is to know how much money you have at any particular point in time. That way you can plan for rainy days, avoid spending more than necessary on trivial stuff and prioritize spending money on the right things.
As a Unity Bank customer, it’s important to keep track of your account balance to avoid overdrafts, bounced checks, and other financial issues. Fortunately, Unity Bank offers several convenient ways to check your account balance in seconds, and without the need to visit the bank branch.
In this post, I will be revealing some of these ways to check your Unity Bank account balance. None of these ways requires you to go to the bank or fill out any form. You can check your Unity Bank account balance anywhere you are, any time of the day.
This post will answer your question concerning the following.
- How to check Unity Bank account balance
- How to check account balance on Unity Bank online
- How to check the balance on Unity Bank through SMS
- How to check account balance in Unity Bank mobile app
- How to check Unity Bank balance using USSD
- How to check my Unity Bank account balance on MTN
- How to check account balance in Unity Bank through Whatsapp
- Unity Bank balance code
- How to check Unity Bank account balance on Airtel
Methods to Check Unity Bank Account Balance
There are several ways you can check your Unity Bank account balance. These methods include:
- USSD code
- Mobile banking app
- Using ATM Cards at POS and ATM Machines
- Online banking platform.
What is the Unity Bank Code?
The official Unity Bank code is *7799#. Unity Bank code enables customers to have easy and quick access to banking services in Nigeria. With this code, you can get a lot of things done anywhere, anytime, without the need to visit Unity Bank’s physical location. This saves you a lot of time and effort since you can perform a variety of transactions and operations without leaving your comfort zone.
To access the Unity Bank Quick Banking Service, you need to have some requirements.
Requirements to Activate Unity Bank Code
Below are the four things you need to have to activate the Unity Bank USSD code:
- Unity Bank Account: Expectedly, you must have a Unity Bank account to benefit from this service.
- A debit card: You need to have a debit card (active) that’s linked to your account.
- Mobile phone: Doesn’t necessarily have to be a browsing phone. Any type of mobile phone will do.
- Phone number: This can be from any network operator. But must be first linked to your Unity Bank account.
However, to start using the service, you need to first register or activate it.
How to Activate USSD Code for Unity Bank
The registration process for the Unity Bank code is straightforward. Just follow the 6 easy steps below:
- Start by dialing *7799# with your mobile device (make sure you use the phone number linked to your Unity Bank account.)
Note: You can also number to instantly open an account and activate the code.
- On the next screen, you will be presented with many options to choose from.
- Select the option you want to continue the activation process.
- The next thing is to enter your bank account number to link it. And then use the Unity Bank transfer code to make a payment.
- Finally, create a 4-digit PIN that will be used to verify transactions.
Now that you have activated your Unity Bank Code, it is time to start using it to perform different operations.
See also: How to Check Zenith Bank Balance on Your Phone with an SMS Message
How to Check Unity Bank Account Balance Using USSD Code
The USSD code method is the quickest and most convenient way to check your Unity Bank account balance. Here’s how to do it:
The code to check Unity Bank account balance is *7799#. After dialing, enter your PIN, and your account balance will be displayed on the screen.
You can also follow the steps below to check your account balance for Unity Bank using the USSD code:
- Dial *7799# from the phone number linked to your Unity Bank account.
- Select option 1 for “Balance Enquiry.”
- Enter your 4-digit PIN.
- Your account balance will be displayed on the screen.
It’s important to note that using the USSD code method incurs a small fee.
Also, note that your phone number must be linked to your Unity Bank account for this method to work. If your phone number isn’t linked to your Unity Bank account, you will need to register and activate the Unity Bank USSD code before being able to check your balance.
List of Unity Bank USSD Codes
- Unity Bank code to check balance – *7799*0#
- Unity Bank code for Transfer of money to Unity Bank – *7799*1*Account Number*Amount#
- Unity Bank code for transfer of money to other Bank – *7799*1*Account Number*Amount#
- Unity Bank code to buy airtime for self – *7799*Amount#
- Unity Bank code to buy airtime for others – *7799*Phone Number*Amount#
- Unity Bank code for BVN verification – *7799*5#
- Block Account – *7799*9*Phone Number#
- USSD on POS – *7799*000*RefID#
- Cardless Withdrawal – *7799*8*Amount#
- Bet9ja Wallet funding – *7799*403*Bet9ja ID*amount#
Unity Bank USSD Codes for Prepaid Electricity Subscription
- Eko Electricity Prepaid – *7799*4*Meter Number*Amount#
- Ikeja Electricity Prepaid – *7799*5*meter no*amount#
Unity Bank USSD Codes for DSTV Subscription
- Access (2000) – *7799*32*Smart Card Number*1#
- Compact (6800) – *7799*32*Smart Card Number*2#
- Compact Plus (10650) – *7799*32*Smart card Number*3#
- Family (4000) – *7799*32*Smart Card Number*4#
- Premium (15800) – *7799*32*Smart Card Number*5#
The Unity Bank Code for GOtv Subscription
- Gotv Lite (400) – *7799*33* Smart Card Number*1#
- Gotv Max (3200) – *7799*33* Smart Card Number*2#
- Gotv Plus (1900) – *7799*33* Smart Card Number*3#
- Gotv Value (1250) – *7799*33* Smart Card Number*4#
Now that you know the different Unity Bank USSD codes, it’s time to start performing different operations with them.
How to Check Unity Bank Account Balance on Mobile App
Like the digital banking option discussed above you’ll need to register to use this method as a first-time user. It’s also very easy to use this method. Just follow my lead.
- Start by downloading the Unity Bank Mobile App on Google Play Store or the Apple Store.
- After the successful Installation launch of the app
- If you are a first-time user, you will need to register with some information. Just follow the process on the app.
After you have successfully registered, all you need to do is log in and your account balance will be displayed on the dashboard.
That’s how to use the Unity Bank mobile app to check your account balance.
Now, let’s take a look at another way to check your Unity Bank balance.
See also: How to Check Zenith Bank Balance on Your Phone with an SMS Message
How to Check Unity Bank Account Balance Using Internet Banking
Unity Bank’s Internet Banking platform allows you to check your account balance from anywhere with an Internet connection. Here’s how to check your account balance using internet banking:
- Visit the Unity Bank Internet Banking portal.
- Log in to your account using your username and password.
- Select the “Accounts” option from the menu.
- Your account balance will be displayed on the screen.
How to Check Unity Bank Account Balance Using an ATM Machine
If you prefer to check your account balance in person instead of using the Unity Bank balance code, you can visit any ATM. Here’s how to do it:
- Visit any Unity Bank ATM.
- Insert your ATM card and enter your PIN.
- Select the “Balance Enquiry” option from the menu.
- Your account balance will be displayed on the screen.
How to Check Unity Bank Account Balance through SMS
This is related to the last method I will be discussing in this post. And that is where I will go into detail about the method.
But for now what you need to know to check your account balance via SMS is simply dial the Unity bank balance code, then follow the prompts. After your balance is displayed on your screen, you’ll also get an SMS containing information about your account balance.
That’s simply how to check the Unity account balance through SMS.
Finally, let’s talk about the last way you can use to check your Unity Bank Account Balance.
See also: All bank transfer codes in Nigeria – USSD Banking Codes
Unity Bank Code to Check Balance – FAQs
What is the code for checking your Account Balance in Unity Bank?
*7799# is the code for checking Unity Bank account balance.
How do I check my Unity Bank account balance via SMS?
You can check your Unity Bank account balance via SMS by simply dialing *7799#, and entering your pin. Then, the money left in your Unity Bank account will be sent to you through text message.
Is there a limit to the number of times I can check my Unity Bank account balance?
No, there’s no limit to the number of times you can check your Unity Bank account balance.
How long does it take to check my Unity Bank account balance using the USSD code?
Checking your Unity Bank account balance using the USSD code is almost instant. You will receive an SMS notification containing your account balance within seconds.
How to check Unity Bank account balance without pin?
To make every transaction secure, you must enter your pin after dialing the Unity Bank account balance code to check your balance.
How to check Unity Bank account balance without an Atm card?
You can check your Unity Bank account balance without ATM by dialing the code for Unity Bank balance on your phone.
How do I check my Unity Bank account balance with a small phone?
To check your Unity Bank account balance on a small phone, just dial *7799#, and enter your PIN. Your Unity Bank bank account balance will be displayed on the screen, and/or sent to you via text message.
Can I check my Unity Bank account balance using someone else’s phone number?
No, you cannot. Your phone number must be linked to your Unity Bank account for the USSD code method to work. If you don’t have access to your linked phone number, you will need to visit any Unity Bank branch to update your contact information.
Is it safe to check my Unity Bank account balance online?
Yes, it is safe to check your Unity Bank account balance online. Unity Bank’s online banking platform is secure and encrypted to protect your personal and financial information.
How to check account balance on Unity Bank using SMS?
It is not possible to directly check your Unity Bank balance through SMS. However, you can dial the Unity Bank balance code (*7799#), and your balance will be sent to your phone via SMS.
Conclusion
As you can see, Unity Bank offers several convenient ways to check your account balance, including USSD code, mobile banking app, internet banking, and ATMs.
By following the step-by-step instructions provided in this guide, you’ll be able to check your Unity Bank account balance quickly and easily, no matter where you are.
Remember to keep track of your account balance regularly to avoid any financial issues and ensure that you stay on top of your finances.