Guarantee Trust Bank, which is popularly known as GTbank are one of the biggest and most popular banks in Nigeria. Their services, such as GTbank transfer code is very easy to follow, allowing you to transfer from GTbank to other banks in Nigeria.


The GTbank transfer code is also known as GTbank mobile banking, is a mobile platform that gives you the privileged of transferring funds from your account to another account, either the same GTbank or to any other banks in Nigeria.
Transferring of cash is not its only feature, you can pay for utility bills, purchase airtime, withdraw cash without your debit card, make some iniquires and it even provides Airtime loan, like MTN Xtrabytes. Having this in mind, lets get to work.

What is GTBank Transfer Code

Guarantee Trust bank transfer code, or GTBank transfer code enable account holds to conveniently transfer money from their GTBank account to another GTBank account holder or from a GTBank account to another bank holder, all from their mobile phone.
The bank have the process so easy, that you can transfer a huge amount of money with your mobile phone in a twinkle of an eye. Although, charges applies at the end of the month, and there are limits to how much you can transfer.
But with GTBank transfer code, you can purchase upto 500,000 worth of airtime. This is to tell you how incredible this is all about. To make this work, all you have to simply dial the USSD short code *737# and create your transfer pin.

How to transfer from Gtbank to other banks

Like already said, with GTBank transfer code, you can easily transfer funds from GTBank account to another GTBank account holder or from a GTBank account to another bank holder, all from their mobile phone.
Anyways, to transfer from GTBank to GTBank account, then follow the below guidelines:
*. Dial the USSD short code *737*1*Amount*NUBAN account number#
E.g. *737*1*Amount*NUBAN Account No#
*737*1*1000*1234567890#
*. Enter your PIN or hardware Token or last four digits of your GTBank debit card to authenticate the transaction.
While to transfer from GTBank to other banks such as Diamond, Eco, UBA, DBN, etc, follow the guidelines below:
*. Simply dial *737*2*Amount*NUBAN Account Number#
*. Select recipient’s bank
*. Enter your PIN or hardware Token or last four digits of your GTBank debit card to authenticate the transaction.
At first, to authenticate this transfer, your last four digits of your GTBank Naira MasterCard is only required, but there are other options now. But now, you just need to create and memorize a 4 digit pin, like 0000.
Anyways, always remember that you can only complete the GTBank transfer code from your mobile number registered with your bank. You are advised to wait for the transaction to be completed and you will receive a debit alert once the transfer is successful.
Other security measure that shows you entered a correct account number, is when you send after the first step and the account name of the recipient is displayed for you, if the person’s name is not on your screen, please cancel.
Ensure that you are seeing the name of the account holder before you authenticate the transfer. This is one of the best powerful way of verifying who you are transferring the money to.
If your phone number is registered to both a saving and current account then your current account will be debited. Customers can transfer from N100 – N500,000 with 737 PIN/Hardware Token Only while transfers from 500,001 – 1,000,000 requires Hardware Token Only. It is just a maximum of N1,000,000 daily.

How to create your GTBank transfer PIN

In order to transfer money, purchase airtime for someone else or even pay for your utility bill, you are required to create a transfer pin. But right now, you now require a 4-digit PIN to complete your 737 transactions.
*. Dial *737*5#
*. Enter the last 6 digits of your Debit Card
*. Then create your 4-digit PIN

Features of GTBank transfer code

*. It’s a convenient way to send money
*. *737*transfer is available 24/7
*. It is simple
*. The entire transaction process takes about 10 seconds
*. It is easy
*. With *737*transfer, you can transfer to other Nigerian banks
*. It is very fast
*. Daily transaction limit of N1,000,000
*. It is the best way
*. You can pay your bills
*. Works with phone numbers registered with GTBank
*. You can open an account
*. Subject to phone network signal
*. You can check your account balance
*. Money is deducted directly from your GTBank account
*. It is secured
*. Transaction requires the last four digit of your Naira MasterCard (Debit card)
*. A one off indemnity is required for transactions above ₦100,000.

GTBank Mobile USSD Working Code

*. Create transfer pin: *737*5#
*. SKS Standing Instruction: *737*52*AMOUNT*26#
*. LCC Toll Payment: *737*50*Amount*108#
*. Merchant payment: *737*35*Amount*Merchant Code#
*. Swift Network subscription: *737*50*Amount*4#
*. Electricity payment:
– Port Harcourt Prepaid: *737*50*Amount*95#
– Port Harcourt Postpaid: *737*50*Amount*96#
– Eko Prepaid: *737*50*Amount*151#
– Eko Postpaid: *737*50*Amount*152#
– Ibadan Prepaid: *737*50*Amount*137#
– Kano Prepaid: *737*50*Amount*93#
– Kano Postpaid: *737*50*Amount*94#
*. Startimes: *737*37*Amount*Decoder Number#
*. Airtime loan: *737*8*1#
*. Salary advance: *737*8*2#
*. Withdraw cash without your debit card: *737*3*Amount#
*. Inquiries: *737*6#

How to buy airtime/data with GTBank transfer code

*. For Self Top-up Airtime: Dial *737*amount# on your phone (e.g. *737*1000#) to buy airtime.
*. To Top-up Airtime for a Friend: Dial *737*Amount*Recipient’s number# (e.g. *737*1000*08023456789#)
*. For Self & third (3rd) Party Data Top-up: Dial *737*4# on your phone and follow the on-screen prompt.
You won’t believe it but you can easily purchase airtime or data in about 10seconds, as the service is quick, simple to use and it can be purchased 24/7.